Magnolia Manor Blog

In a year when it has been darn hard to find any good news, the federal government has just announced some good news for seniors: Social Security payments will go up in 2021. Starting with checks mailed December 31, 2020, those who receive Social Security and/or Supplemental Security Income (SSI) benefits will get 1.3% more.

It’s easy to understand why young adults purchase life insurance. It provides financial support for families if a wage-earner dies young from disease or an accident. Many types of life insurance also serve as broader financial management tools. And life insurance is inexpensive when you’re young. But what if the years have sped by and you still don’t have life insurance, or you think you might need more – is it too late?

Medicare and Medicaid are both government programs that provide certain types of health care coverage for seniors. Although the programs are very different, they are often confused. And Medicaid, especially, is often misunderstood. So let’s clear up some of the confusion, to help you know if Medicaid may be a viable financial resource for you some day.

Whether you’re considering some type of senior living community for yourself or a loved one, you will want the best environment and accommodations you can find. After all, this will be your new home – or the new home of someone very dear to you. However, for most of us, cost plays a role in our decision-making when it comes to momentous matters such as living arrangements.

At Magnolia Manor, we understand because we talk with seniors and their families every day about their challenges and the choices available to them. Naturally, everyone wants to know what various options will cost. And, frankly, their first reaction is sometimes, “Gee, that seems like a lot.” In truth, though, senior living can be surprisingly affordable, once you compare all of the costs and benefits to your current situation.

There is an unfortunate misconception that as one gets older, the community resources and programs geared toward assisting seniors dwindle. Just the reverse is true! In the latter years of life, there are an increasing number of programs and systems in place dedicated solely to helping improve the quality of seniors’ lives. Not only that, but many exist for the purpose of giving seniors more years of independent living despite chronic health issues, injuries, or other ailments.

Worried that you can’t consider a wonderful senior living community like Magnolia Manor because you have limited financial means? That may not be a barrier for you. As part of our commitment to offer affordable as well as carefree living choices for seniors, we offer Supportive Housing options at both our Americus and Macon campuses.

At Magnolia Manor, our focus is on living your best life. For many seniors, that still means independent living, and nothing says “independence” like choices. So, among our family of nine senior living communities, six offer independent living options. Each is unique in terms of location, setting and housing details, but all offer a wealth of opportunities to enrich the mind, body and spirit in a homey, caring environment.

Here’s a snapshot of independent living apartments and villas at our Magnolia Manor campuses.

Providing the very best care for your senior loved ones is your highest priority. As such, you may have come across information about home care while researching care opportunities for Mom or Dad.

Information is critical when deciding on the best options for Mom or Dad. To help you make the best possible decision for your loved one, we will examine the differences between senior living (specifically at Magnolia Manor) and in-home care.

Retirement is an exciting time for seniors. You worked hard to build a life for you and your family, and you have earned the right to, well, relax a little!

But along with deciding when, there are some other considerations that are important to review before you retire. Taking the time to follow these three (3) steps, in particular, can help prevent any unforeseen stressors, and can alleviate any potential burdens during your retirement:

Here at Magnolia Manor, many of our residents rely on Medicare to help pay for senior living costs, doctor’s appointments, prescriptions and more.

To help you best understand how these changes will affect you or your loved ones this year, here is a rundown of some of the most impactful changes: